the innovator's super wallet
What if one app could connect the world’s innovators?
We’re more than a customisable payment app. We’re a platform that enables collaborative problem solving. We provide the wallet, you provide the magic.
Driven by: Gamification | AI | Community | Ambition.
*Just looking to streamline your life? We’ve got you covered too : )
easy payments
Never owe a lunch again. Instantly pay your friends, request money, send custom links, or send a coffee straight to your friend’s wallet!
Available in Chat, Tap2Transfer, PaymentLink
virtual cards
One place for all your payment and loyalty cards, tickets, passes, and more.
Tokenised, secure and easy to use.
help from AI
An AI assistant in your pocket. Ruby can help you plan, understand, and do.Â
Beyond Ruby, Ziro is driven by AI for insights and actions.
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BECOME AN INNOVATOR
the ziropay vision
Our dream is for fintech to be a collective endeavour. That’s why we’re building a platform where users, companies and banks from all over the world can collaborate to constantly solve problems.
We’re building a generation of innovators, not influencers. Through our AI feature builder, anyone can build features onto the app, build a following and get paid for their creations. The era of TikTok dances are coming to an end.
join our community to contribute to the future of fintech
more features
SPLIT THE BILL
WITH FRIENDS
Being social has never been easier. Scan your bill, choose your items and friends and leave the rest to us
DIGITAL
RECEIPTS
Safely store your digital receipts and search for them from your receipt hub
PERSONAL
AI ASSISTANT
Your assistant can answer any questions about your personal finance and even perform voice commands!
PAY YOUR
FRIENDS
Instantly pay and receive money from your friends, regardless of their bank
TAKE CAREÂ
OF ZORO
Gamify your journey to financial savviness by taking care of your Zoro pet!
SUBSCRIPTION HUB
Never lose track of your subscriptions or bills by managing them from our central hub
and so much more…..