Ziro | ZiroPay | Savings | Instant Payments | P2P Payments | Digital Wallet | Ziro South Africa | savings south africa | gen z wallet | AI finance | AI APP | AI DIGITAL WALLET | split the bill app
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the innovator's super wallet

What if one app could connect the world’s innovators?

We’re more than a customisable payment app. We’re a platform that enables collaborative problem solving. We provide the wallet, you provide the magic.

Driven by: Gamification | AI | Community | Ambition. 

*Just looking to streamline your life? We’ve got you covered too : )
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easy payments

Never owe a lunch again. Instantly pay your friends, request money, send custom links, or send a coffee straight to your friend’s wallet!

Available in Chat, Tap2Transfer, PaymentLink


virtual cards

One place for all your payment and loyalty cards, tickets, passes, and more. 

Tokenised, secure and easy to use.


help from AI

An AI assistant in your pocket. Ruby can help you plan, understand, and do. 

Beyond Ruby, Ziro is driven by AI for insights and actions.

 

super brands

Streamline your life by accessing your favourite brands and products in one place. 

Buy and subscribe without leaving ZiroPay and easily share products with your friends through our chat. 

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BECOME AN INNOVATOR

Ziro | ZiroPay | Savings | Instant Payments | P2P Payments | Digital Wallet | Ziro South Africa | savings south africa | gen z wallet | AI finance | AI APP | AI DIGITAL WALLET | split the bill app

the ziropay vision

Our dream is for fintech to be a collective endeavour. That’s why we’re building a platform where users, companies and banks from all over the world can collaborate to constantly solve problems. 

We’re building a generation of innovators, not influencers. Through our AI feature builder, anyone can build features onto the app, build a following and get paid for their creations. The era of TikTok dances are coming to an end. 

join our community to contribute to the future of fintech

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more features

SPLIT THE BILL 
WITH FRIENDS

Being social has never been easier. Scan your bill, choose your items and friends and leave the rest to us

DIGITAL 
RECEIPTS

Safely store your digital receipts and search for them from your receipt hub

PERSONAL
AI ASSISTANT

Your assistant can answer any questions about your personal finance and even perform voice commands!

PAY YOUR 
FRIENDS

Instantly pay and receive money from your friends, regardless of their bank

TAKE CARE 
OF ZORO

Gamify your journey to financial savviness by taking care of your Zoro pet!

SUBSCRIPTION HUB

Never lose track of your subscriptions or bills by managing them from our central hub

and so much more…..